Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC, a broker/dealer and Registered Investment Advisor. Advisory services also offered through Financial Management Strategies, Inc., a SEC Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisor Networks LLC site at ceteraadvisornetworks.com
Licensed to sell securities in the following States: AZ, CA, FL, IL, KS, MA, NV, NY, NC, OH, PA, SC, TX, VA
Licensed to sell insurance in the following States: AZ, KS, NC, OH, PA, SC, TX, VA
Important Disclosures and Form CRS | Business Continuity | www.ceteraadvisornetworks.com
Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
Financial Management Strategies, Inc. 
Vantage Financial Group